You Don’t Have a Money Problem — You Have a Love Problem

You think you need a better strategy, more leads, or a smarter funnel.
You don’t.
The truth is harder to hear — and impossible to ignore once you see it.
You don’t have a money problem.
You have a love problem.
In this episode, Kellan breaks down why most people are stuck in business, life, and fulfillment — not because they lack tools, but because they lack genuine connection: to themselves, to others, and to the truth of what they’re creating.
Key Takeaways:
- Why most people are “sleepwalking” through their lives
- The real definition of love (and why it’s NOT a feeling)
- How lack of self-love sabotages income and success
- The hidden connection between love, trust, and money
- Why strategy without alignment always fails
- How fear, judgment, and comparison block growth
- The truth about “attraction marketing” most people miss
- Why serving with love creates more wealth than chasing money
- The role of personal story in building impact and income
- How to shift from reactive living to intentional creation
🔥 Ready to turn your truth into impact? Join the Dream • Build • Write It Webinar — where bold creators transform ideas into movements.
👉 Reserve your free seat now at dreambuildwriteit.com
Mentioned in this episode:
Visit www.dreambuildwriteit.com
Visit www.dreambuildwriteit.com
00:00 - Untitled
00:15 - Untitled
00:26 - The Power of Forces
09:16 - The Power of Choice in Love
12:15 - The Power of Love in Service
29:10 - Embracing Love and Purpose
31:55 - The Power of Love in Business
What do you think is the most powerful force in the universe? Like, literally, what is it? Would you like to have it at your command? Welcome to the show. Tired of the hype about living the dream?It's time for truth. This is the place for tools, power and real talk, so you can create the life you dream and deserve your ultimate life. Subscribe, share, create.You have infinite power. Welcome back to your ultimate life. This series of episodes is about something, I think, that matters more than any kind of tactics.Marketing tactics, sales tactics. If you're trying to create your ultimate life, now, remember, what is the ultimate life? Well, I don't know. You're going to have your own words.I say purpose, prosperity and joy. Now, this picture, excuse me, behind me. That's beautiful. Two people gently holding a seedling in their hands.If you're not watching the video, that's okay, but that's what they're doing. And it looks like a man's hands and a woman's hands from the side, but you can't really tell.They're holding a pile of dirt and they're combined, cupped hands with a seedling, and it's beautiful. And the scene is one of sunshine and joy and life and growth. So we are every minute of every day caught up in life. It is all around us.It is part of our existence, everything, right? We wake up every day, we sleep, we eat, we work, we love, you know, eat, Pray, love. A book was written about that.And you get to decide what your life is dedicated to. Now, most of the time, people go through life asleep. Have you ever done that? I want you to think about the last time you were asleep.Now, I don't mean last night when you were in bed, perhaps, unless you were graveyard, which I used to do. I had 12 years of rotating shift work.Anyway, asleep in this context means you were simply going through the motions of life without taking ownership of what you were really doing. Like, it wasn't intentional, it was habitual. An easy example is when we drive.So you're driving somewhere familiar and you don't really think about it. You're just driving to this place that you know and your mind is busy doing something else.Or it might be listening to the radio music or the news or a talk station or whatever, right? So the question is, is when was the last time you were asleep?Like walking through life without actually thinking on purpose and owning the creation, the world, your life, my life, starts every day as a blank page. What I mean by that is we get to choose what we do.And more importantly than that, we get to choose how we do it, because that's everything, literally everything. There's a saying, the way we do one thing is the way we do everything. That used to bother me.I used to argue with that out loud and, and also inside, because I would think, well, some things I care about and some things I don't. Some things I try really hard because it's important. And some things are unimportant to who. See, that's the thing that changes it for me.If someone asks me to do something and I don't really care about them and I'm just going to do a half baked job so I can pretend and say that I did it, I may be reflecting a very powerful truth that's not really important to me, that I do a good job for you. But did that equal what you thought you were getting or what you ask? No, of course not.If you ask me to do something, you want it done as good as I can do it in a way that meets the need. So the way we do one thing is the way we do everything. And here's why that's important.If I choose to be a slope, then I'm always just going to do the minimum required to get by.If I choose to be have radical excellence as my standard, then I'm going to do something to the best of my ability all the time, just because I can, because that's who I am. So I said in the beginning, the most powerful force in the universe.Now, I don't know what you think that is, but I can tell you what I have learned as a possibility. And that is the word or the force of love. And if you've listened to these episodes, you know that that's true.Or at least that I believe and have many, many thousands of examples of how and why that's true. So let's talk about how to create the life you want.Because I want this podcast to be a sort of rubber meets the road thing, because it's easy to, you know, put beautiful pictures like this up and talk about esoteric things of quantum physics and love and creation and blah, blah, blah in the universe. That's easy to do, right? We can all say beautiful words and, you know, talk about highfalutin principles and so forth.But let's get right down to the brass tacks. What puts food on the table, what puts a smile on your face, and what creates meaning in your life? Purpose, prosperity and joy.That's all that we're really about. And love is the foundation for all of that. Not because we're chasing more, but we are becoming someone different every day.Whether we're doing it on purpose or not, we're still becoming someone different every day. The person I was when I got up isn't the person I am when I go to bed, and neither is it for you.The experiences that we've had during the day makes us more loving, more jaded, more successful, more angry, more something because we have another set, another 24 hours or 16 hours, however long you're up worth of experience that colors us. What I'm preaching forever and ever on all these episodes with guests and alone with myself when I'm doing these solo, is that we're.We're sleepwalking through life and we're allowing these events or what someone says or does to influence us and create our experience. Someone says something that I invent or perceive to be not nice, I take it. It lands an anchor in my tender heart.I feel bad, and therefore I have an experience of being disrespected or having negative juice, pickle juice poured on my, you know, poured down my throat or something, something sour or repulsive that affects me.And then if I want to do something, then I can go say some affirmations or go get some reinforcement for somebody or go get somebody's shoulder to cry on or whatever. But what I've done is I've taken this negative thing in. It's colored my day.I have to go do something about it, or I can just sit and ruminate, or I can be mad at him, or I can get revenge, or I can say something bad about somebody else, or all of those are reactive, or I can simply understand that is that person's thought and view right now, and it actually has nothing at all to do with me. That is their opinion. They're. They're. They're absolutely, you know, qualified, and they have the right to have one.And I also have the absolute right, and so do you, to have that opinion not mean anything. Now, if I'm seeking someone's opinion and I send a draft of my book to them and say, what do you think? And they come back with some suggestions.And some of them might be, wow, I don't understand this, or I don't think this is really a valid point or whatever, I. I'd ask for that. And then I have the opportunity to consider who they are, the spirit in which they said it, and then to seek for a pony in that thing.You know, of course we want it to come back and say, oh, that's coolest thing I ever read. Wonderful. Or maybe we don't.But that's different than allowing just some random externality, whether it's the weather, a person on Facebook, some something we saw on tv, or those old internal voices. So why is love the most powerful thing in the world? Well, here it is. Love is everything. It's the glue that holds the universe together.You know how you know that for sure? Love is attractive. People want you, me, we want to be around love. Now, what is love? Love is not just a squishy feeling. You know, the Greeks had.I looked it up once, seven or eight words for love, right? They had eros, which means romantic love, pathos, philios, and phil. I'm saying them wrong.Brotherly love, platonic love, parental, parental love, family love. You know, though, all those different things, they had different words for it.And we just use the word love and then we add some modifiers or we expect the context to define it. We know in nearly all kinds of theology, if you will, that the. The driving force for the creation was love. The driving force for Christ.Christ mind is love. It is for us to return to wholeness. It is to come back to ourselves.There's a thousand ways to describe it, but it all means learning to slough off the things that come at us and live centered in love. Now, let's define love a little bit. I love you. So I say that. Let me tell you what that means. If I say the word love. I mean a choice.It's an action, not a feeling. It creates a feeling. You know, neurotransmitters, chemistry, oxytocin and anandamide and dopamine and, you know, good stuff. It is a choice.It's an action choice that I make to do something, to use my own physical, spiritual, emotional and mental resources to help you, to serve you, to encourage you, to lift you, to bless you. The more we do that for someone, we love them, and the more we do it, the more we love them.So you could say if I go to a soup kitchen and I spend an afternoon preparing food, you know, for an evening meal, I've done that. 40 Million onions, chop up. And 20,000 potatoes. I don't know.Millions, thousands, but lots, you know, bags and bags and bags at a soup kitchen that I worked at or food bank, and I did that. It was interesting. But, you know, as I did it, I. I felt a yearning. I felt a yearning of.Of lifting and blessing for all the people that were going to come they weren't even there yet. And then after we got it made, we got a chance to serve it and so forth. That created a feeling in me, you, all of us, because what?Well, we used our time. It's physical resource, money, perhaps our emotion, emotional and mental resources to serve somebody, to bless them. That's love.And the more we love, the more we do that. Now, how do we relate that to purpose, prosperity and joy? Well, purpose, purpose, that's something you and I choose.Prosperity is something that we create because we serve with purpose. But yeah, when you serve with purpose, you create more money than when you just go try to make money.Now, I know there's all kinds of marketing things if you're doing things online. I had many years where I had a job. I had a bunch of other years where I was a consultant and I went provided value in a particular way.But we have disconnected love, straight up love from money. And we shouldn't do that. The more you love, the more money you make. Period. End of story. Now, how does that work? Well, let's talk about it. Okay.When we talk about love, we think of romance and approval and weakness, but it's also recognition of worth, of yourself and of the other person. It's also a choice to honor someone. It's a decision to see possibility. Right.When I was in the soup kitchen, I saw all these people that I didn't know why they were there. I didn't care. They needed something and I was providing it.But I saw a possibility, number one possibility for me and the others that were volunteering to serve, but possibility in the eyes and the hearts of those that we were serving. Okay, that is so, like, available to all of us all the time. How does that work in business?Well, if you love your clients, you serve them better, right? You create a level of service that is above and beyond because you love your clients. Now you can say, well, I do it because I have to.I don't want to do this. It's extra. It takes extra time. That energy will come through. Even in every email and every language and everything you say it will come through.But if you actually care, that will come through also. And it's a superpower. Because why? Because most people don't do it. So people being served with love and caring feel it.Think about a restaurant where you have a waiter or even a host or hostess that is like all in to you, questions and interest and, you know, attentive and so forth. They are serving you in that context. They are loving you, right? They Have a feeling about that.And you know, airplanes, flight attendant, some just do what they're doing and others you just. There's an energy about it. Well, that affects everything.It's starting at the most core relationship, the relationship of you to yourself, the relationship of you to the divine, the relationship of you with your partner, the relationship of you with your kids. Learning to care. And if you just say, well, I just don't care, I believe you. But that's a learnable skill. You can learn to care.And I'll tell you where that starts in a minute. Where it starts is loving yourself. You can't love someone else more than you love yourself.So if you have trouble selling things, you need to look in the mirror and work on your self. Love. After you love yourself really completely and you're delighted with who you are or as you learn to do that, it's not sequential.You can do these in parallel. You learn to care about others. Are they having their difficulties solved? Are they meeting their needs?Is there something you or I can do to make that happen? Right.I just had an interview with someone the other day that we were talking about this, about the foundation of purpose, prosperity and joy is just pure love, meaning a choice to use my, your spiritual, physical, which is time and money and stuff, emotional, mental resources to bless somebody's life. That's what love is. Think about parents with babies, time, time, time, no sleep.That's a demonstration of love, physical resources, soccer moms or dads who take their kids everywhere. You know, that is love, time and dedication.If you do it with resentment, negativity, it will feel different, land different, and remain different in the life of your child, period. Because the energy is poison.So when you do things because you, quote, have to, you're, you're, you're polluting the energy and that is your purpose, prosperity and joy. I want to talk for a second about purpose. And that is people think you're going to find your purpose.You're never going to find it, you're going to choose it. How do you do that?Well, circumstances in your life bring you or me to a set of hardships, illness, financial trouble, depression, lack of self worth, physical things, abuse, whatever.All those things that happen around us, happen to us by the choices of others, can either ruin us or they can refine us if they allow us, if we allow ourselves to be refined by them and we forgive others.And there's a, there's an, there's a powerful way to do that that isn't pretending stuff away and then it isn't excusing things and none of that stuff that people think about. Your heart is clean. And what replaces all that other feeling in a clean heart is love. Love for the people experiencing the human condition.Straight up love. All right, so here's. Let's talk for a minute about why this is so hard to do and why so many people dismiss this as woo woo crap. One is fear.People are afraid to be vulnerable and open to just love people. Nobody's going to hurt me. They're going to take advantage of me, right? You know what? There are going to be some to do that. You can love them anyway.I have learned to do that. I have people in my life who are and have taken advantage of kindness extremely. And you know what? I love them anyway.And I hold no negativity or resentment. And I am not a flipping doormat. That's got nothing to do with it. Another reason people don't do what I'm talking about is fear of judgment.People are going to judge us. Well, you know what? They're going to do that anyway. And there is no way in the universe for us to behave in a way that we will not be judged.So don't worry about it. I think it was Byron Katie who said what people, other people think of me is none of my business. I adore that idea and it's true. And I live that.I can't control it anyway. And I'm not going to spend one ounce of energy trying. I'm going to know what I love and believe and want.I'm going to behave in a true and honorable fashion moving in that direction and I'm going to behave toward you with most love that I can, offering help and service in that context. I want to give you an opportunity right here. YourUltimate Life podcast.com Now, the podcast is everywhere but your ultimate life.Podcast.com is a website with all the episodes on it, of course, but it also has a contact form. And here's three reasons that you should contact me. Number one, do you have a story to tell? If you do, I want to share it. I want to know your story.Because my goal of reaching 300 million people to encourage and love you and help you achieve purpose, prosperity and joy is not just about my message, it's about yours. Because your story is just as good as mine. Your invitations, your products, your heart, your. Your love is just as good as mine.And so I love having people who have that experience and that yearning on the show to share and you know, you'll See that? Because I've got lots and lots of guests. Got some new ones that I just received this week coming up in the next few weeks. So that'll be wonderful.So I invite you to get a hold of me for that reason. The second reason is because you may need help. You may think, you know, I do have love. I want to help. I don't know how.I don't know how to find people. I don't know how to find prospects or clients or marketing. Okay, okay, I can help you. I. I used to struggle with that. I don't anymore.And I can find them, and I can show you how to find them.So if you want help creating your own ultimate life purpose, prosperity and joy, including $1 million, one of my goals is to create 3,000 millionaires. It's 3,000 people who have a net income every year, take home of a million bucks. I love that goal, and I'm doing it. It's happening.If you want to be one of those, that's another reason to get a hold of me. Okay. The third reason is if you know someone who needs help or wants. Is looking and send them there. Maybe they need to be a guest on the show.Maybe they need some help. I don't know. But I love. Just love. You love meeting people. All right, so let's go back to what. What else happens? Okay.Fear of comparison and competition. Competition comes from the idea that there's not enough and I've got to beat you or I won't be okay. And that's just not true.There's room for all the beautiful plants. See that beautiful plant? I'm assuming they're planting a tree in the background with that tender set of hands. There's room for everyone.There is infinite prosperity. Think about that. And you can argue and pretend there isn't, and then that just means for you, there won't be. Why in the world would you live there?So there's no competition. Coopetition, if you want a fun word that some people use, we do those things. Fear, judgment, comparison, competition.And we let those get in our way because it feels safer to judge or evaluate than to love. One of the main reasons is we may not feel loved, we may not experience love, and we may not know what it feels like.Or we might think it's not available. Oh, that's just not true. Here's what I invite you to do on my Facebook page. Events. Take a look there.Because once a month, I have a concert that's one hour long. After you see this the next one will be April 22, Wednesday, and the concert is stories and some songs, usually nine songs.And stories take about an hour about creating purpose, prosperity, and joy. What I do is I share my own journey through life. All right, so here's what happens when you choose to be love. People feel seen.Now, here's what I can tell you about prospecting and clients and making money. When people feel seen and listened to, they. They want to be around you and they want to buy what you have.When people feel seen and listened to and not judged, they trust you. And with good reason, because your love is genuine. I'm not talking about faking anything here.You know that that's what you feel like if you're with someone that you know is genuine and is in it for you. You. You. You want to be with them, you want to be around them. And that makes complete sense because it's safe and it is empowering, right?And we love being treated that way. And giving that is so important. The other thing that happens is defenses drop. Now, we live in a jaded.We live in a ridiculously jaded world, right, where everybody's hating everybody else. If you go down your social media, it doesn't matter if it's x or Facebook, LinkedIn not so much, but certainly X and Facebook and TikTok.Somebody's bashing somebody all the time. Hate, wrong, evil mongers, Ra. You know, calling people names and vicious stuff. And you know what?99% Of the time, you actually don't even know the people saying that, don't even know if it's true. They're just repeating phrases. They have chosen to believe some pundit that something is actually true.And so then they own that and spew hate and rage. That isn't a way to build a life. And it's certainly not a way to have purpose, prosperity, and joy. And it's certainly not a way to build a business.Nobody likes to be around anger and hate. Because you know what? Anger and hate are right next to cheating and lying, right?If I don't like you, then somehow it's okay if I dis you or if I rip you off, or if I don't give you everything I promised or if I don't serve you. All that does is reinforce the cycle. We don't want to be that. You don't want to be that. So when trust builds and defenses drop, then they follow you.They want something from you because they believe in what you have, what you're saying or what you are representing or Selling. Now, there's another place I want you to think about going, and that's right here. You see this? Dream build, Write it dot com.Dream build, Write it dot com. And here's why I want you to go there. Because your own developmental story, just like mine, is the most powerful gift you have to give.You will make the most money, have the most fun and the biggest impact if you learn to use your own story in your world, in your marketing, in your products and so forth. And the reason is not complicated. That story of development is what you know best of all, most of all, deepest of all, first of all.And you can speak with absolute authority from those places. When we read books and other things and we listen to other stuff, we learn stuff that's true.And we might believe it, but we are always talking about that thing over there that we learned when we speak from our own experience. And we have allowed these difficult experiences to refine us. You speak with authority, and everybody can feel it.Everybody knows that it's true because it comes from that place of truth, of your own experience.So if you need, if you want to use your story to make money, to make that difference in the world, nearly everyone I talk to says, well, I like helping people. The best way you can do that is to use your own story. Dream build, write it dot com. Go there. Sign up.The next challenge is out in May, May 11, and it will change your world, purpose, prosperity and joy. It's yours to find, but it's not going to come in an Amazon box, and it's not going to come if we sit around and wish for it.It's going to come when we do the things required to get it. All right? So love is not soft. It is super powerful. It is bold. It is clear.Now, let's talk about how this connects to money, cash, the thing that we all need, right?There's an endless parade of people on social media that are telling you how to do ads, how to find the right clients, how to, you know, do LinkedIn or Facebook or TikTok or whatever, you know, marketing. They're telling you how to do that. They're going to give you the. Just the funnel or the anti funnel or the, you know, email prompts or the AI hacks.They're going to give you all that because. And they're saying, I made a gazillion dollars. It was so easy. It was like breathing. And I'm going to give it all to you for 500 bucks.Thousand, two thousand, five thousand, ten thousand. And let's for a moment assume that they are sincere. There's all kinds of charlatans and I've been ripped off and you probably have too.But let's assume for a moment they're sincere. There's a couple of things that you and I need to know.One, even if every single thing they said is true, meaning they use this system and it got clients and they created cash, let's assume that's true exactly as it is given won't work for me or you because I have a different life and story and so do you. It worked in their life and story. Okay.What often happens is you get a set of funnels, prompts and all kinds of PDFs and videos and whatever and you're like yeah, that sounds really cool and I can see how it worked for them. How can I get it to work for me? That bridge is never crossed.And they then assume that you are going to see, oh well, I can apply it to myself this way. I just fill in these prompts and it's going to write magic stuff for me. That's just not true. Step 1 Do you love yourself? Do you believe in yourself?You are the engine and the product. No amount of lipstick put on any put on non belief or doubt or fear. You can put lipstick all over a pig and still a pig.If I have a pig in my heart that's full of fear and doubt and self sabotage and you know, not good enough and all of the rest of those things, I don't care how much lipstick I put on it, it's going to fail. So the first thing is to understand how love turns into cash. First, love yourself. Second, love your people prospects.When that happens then you can start working on where to fish because nobody wants to fish in the dirt. I use fish in the dirt as a thinking about getting a T shirt.Don't fish in the dirt because so many people think if I just put crap up on social media the right people are going to find me. It's too much noise. There's too much noise. We have to use the tools that are there to isolate, segregate, get the right audience, etc.But none of that matters until the love, the true yearning for service is there and our own fear, procrastination and self sabotage is eliminated. Oh wow, you mean I got to do that first? Yeah you do. Here's what happens when we live that way. We build trust. Can't, we can't help it.When we prospect with trust, people want to sign up for stuff. I'VE done both, not prospecting with trust, but with brute force and failed prospecting. Creating trust through love. And it works, okay?Then prospects turn into clients not by magic, but because they're attracted to the light, the light of truth that comes through what you have, okay? When you make that connection in truth, and the influence is automatic.It's not magic, and it's not the result of a bunch of cool words and a particular script. It's a result of truth, self love, prospect and client love, okay? When that love shows up, there's just magnetism.And people talk all the time about attraction marketing, and that is a true thing, but it's not the way that it's mostly presented, okay? It's mostly presented by. Okay? You have to show something that people are attracted to and then they want it.There's a gigantic missing step, and that is the trust.If that were true, then all these people that rent Lamborghinis and big houses or vacays or beach scenes or whatever, and, oh, I want that, then that would be successful. And you know what? It is. But only for that long. Because the minute you get in those.I can't tell you how many clients I've had that have been brought into affiliate marketing, Amazon Marketing, drop shipping, all kinds of other schemes to make money, and they put up stuff that's attractive, and then when they want to get the help or get some guidance or help it apply to their individual situation falls on their face and they fail and they get angry and frustrated. And then the person selling it's busy with reputation management. Is it because it was wrong? No. Love, truth and trust were not the currency.Now, I know we buy things with money. We do. But the foundation of a willingness to exchange is love, truth and trust. Okay? So love is not soft, it's leverage.Leverage and the place it starts. So let's be really clear. How much do you love yourself?If I watched you all day long and listened to every conversation in your heart, in your head, would I exclaim, that's a person who loves themselves? If I watched your social media posts or your comments or your marketing messages, would I say and exclaim, and you didn't know I was watching?That person not only loves themselves, but they deeply love the people they're trying to serve, would I just overwhelmingly feel that if that's not true, that's your first place to work. The products and services you have might already be perfect? I don't know.What I do know that I said a minute ago is dream build, write it Your own personal story, development, the failures, the successes, the growth. That is where your power is. And so that's the basis of your products and services. Then you've got 10 points ahead. Arbitrary points, right.So one more time, I'm going to invite you. I love you.I'm willing to use my spiritual, physical, emotional, mental resources to love you, to lift you, to bless you, to help you create purpose, prosperity and joy. I've been doing this podcast for six years. I've had amazing guests and lots of solo stuff. Why? Because I love you.Because I want to help you live in purpose, prosperity and joy. And there's enough for everybody. It's not like there's a pie and we're all going to lose, but 90% of people won't take the action.If you want my help, your ultimate life podcast.com there's a contact form. Let me help you. If you've got a story to share, I'd love to share it.If you need help understanding your own superpowers, your unicorn horn, your greatness, or how to create products or services from that, Get a hold of me. If you don't know how to reach the right audience, get hold of me. Because it's all available to you right here, right now. One interaction at a time.You and I, we create our lives. We can pretend we don't, but we do. We create them. One thought, one attitude, one interaction, one choice at a time. So together, let's choose to love.I love you without hesitation. I listen to you fully because I love you. I see your divine nature and gifts and that means your money making tools with awe and wonder.And I'm ready to serve you right here, right now. Then together we can build wealth, impact and meaning and move like right down the road to create your ultimate life.Hold back and you'll never ask why. Open your heart in this time around, right here, right now, your opportunity for massive growth is right in front of you.Every episode gives you practical tips and practices that will change everything. If you want to know more, go to kellenflukermedia.com if you want more more free tools, go here. Your UltimateLife ca subscribe. 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